Student Loans
Invest in your education with competitive rates and flexible repayment options. We're here to help you succeed.
Student Loan Options
Private Student Loans
Fill the gap after federal loans
- Competitive variable and fixed rates
- Borrow up to cost of attendance
- In-school deferment available
- No origination fees
- Co-signer release after 24 months
Student Loan Refinance
Consolidate and lower your rate
- Combine federal and private loans
- Lower your interest rate
- Choose your term (5-20 years)
- No application fee
- Parent PLUS loan refinancing
Eligible Programs
We support students at accredited schools across the country pursuing degrees at every level.
Flexible Repayment Options
Choose the repayment plan that works for your situation while you're in school.
Already Have Student Loans?
Refinancing could help you lower your rate, reduce your monthly payment, or pay off your loans faster. See how much you could save.
Co-signer Options
A co-signer with good credit can help you qualify or get a better rate. Plus, we offer co-signer release after just 24 on-time payments.
- Better approval odds
- Lower interest rates
- Co-signer release after 24 months
- No impact to co-signer after release
Frequently Asked Questions
Should I use federal or private loans first?
Generally, exhaust federal loan options first as they offer income-driven repayment and forgiveness programs. Use private loans to cover any remaining costs.
What's the difference between fixed and variable rates?
Fixed rates stay the same for the life of your loan. Variable rates can change over time, starting lower but potentially increasing.
Will refinancing hurt my credit?
Checking your rate uses a soft pull (no impact). A hard inquiry only happens when you proceed with the loan, causing a small temporary dip.
Can I refinance Parent PLUS loans?
Yes! Parents can refinance PLUS loans in their name, or transfer them to the student as part of the refinance (student becomes responsible).
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