Personal Loans
Get the funds you need with fixed rates starting at 6.99% APR. No collateral required, fast approval, and flexible terms.
Sample Monthly Payments
See estimated payments at our lowest rate. Your actual rate may vary based on creditworthiness.
Fast Funding
Get funds as soon as same day
Fixed Rates
Same payment every month
No Collateral
Unsecured—no assets required
Flexible Terms
12 to 60 month options
Use Your Loan For Anything
Consolidate High-Interest Debt
Combine multiple credit card balances into one lower-rate personal loan. Simplify your finances and potentially save thousands in interest.
Apply in 3 Easy Steps
Check Your Rate
See your personalized rate with no impact to your credit score
Choose Your Terms
Select your loan amount and repayment term that fits your budget
Get Your Funds
Complete verification and receive funds as soon as the same day
Frequently Asked Questions
Will checking my rate affect my credit?
No! We use a soft credit check to show your rate options, which doesn't impact your credit score. A hard check only happens if you proceed.
How soon can I get funds?
Once approved, funds can be deposited as soon as the same business day. Most members receive funds within 1-2 business days.
Are there any fees?
No origination fees, no prepayment penalties, no hidden charges. The rate you see is all you pay.
What credit score do I need?
We consider members across the credit spectrum. Best rates require good to excellent credit, but we have options for everyone.
Ready to get started?
Join over 600,000 members who trust First Tech with their financial future.