First Tech Rewards
Earn cashback on every purchase and unlock exclusive member benefits. The more you bank, the more you earn.
3%
Cashback on Dining
2%
On Gas & Travel
1%
On Everything Else
How You Earn
3%
Dining
Restaurants, cafes, food delivery
2%
Shopping
Online and retail purchases
2%
Gas
Gas stations and EV charging
2%
Travel
Hotels, airlines, car rentals
1%
Everything Else
All other purchases
Rewards Tiers
The more you save and invest with First Tech, the more your rewards multiply.
1x
Member
$0 - $9,999 balance
- Base cashback rates
- No annual fee
- Mobile rewards tracking
1.25x
Preferred
$10,000 - $49,999 balance
- 25% bonus on all cashback
- Priority customer service
- Exclusive member offers
1.5x
Elite
$50,000+ balance
- 50% bonus on all cashback
- Dedicated advisor
- Premium travel perks
- Fee waivers
Redeem Your Rewards
Statement Credit
Apply rewards directly to your account balance
Direct Deposit
Transfer cashback to your savings account
Gift Cards
Redeem for popular retailer gift cards
Travel Booking
Use rewards to book flights and hotels
See What You Could Earn
The average First Tech member earns over $300 per year in cashback rewards. Here's a sample calculation based on typical spending:
Dining ($400/month × 3%)$144/year
Gas ($200/month × 2%)$48/year
Shopping ($500/month × 2%)$120/year
Other ($1,000/month × 1%)$120/year
Total Annual Rewards$432
Rewards are earned on eligible purchases made with your First Tech debit or credit card. Some restrictions apply. See full terms and conditions for details.
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