New members earn a savings boost up to 4.00% APY*
First Tech Rewards Savings offers one of the nation's highest yields, plus bonus rewards and exclusive offers for tech professionals.
Vote for the First Tech & DCU Merger
Learn more about what this means for members
We are the credit union for people of tech.
A federal credit union that's invested in your financial well-being.
Smarter financial tools
Since 1952, First Tech Federal Credit Union has supported tech leaders and forward-thinkers. Our innovative banking solutions are designed to keep up with your ambitions.
Digital banking made easy
Stay in control with secure, mobile-first banking tools. From mobile payments and account alerts to real-time insights and seamless transfers.
Smart solutions for every goal
From savings accounts and credit cards to auto financing and investment services, we offer personalized financial products to fit your life.
Products designed for your success
From savings to loans, we have solutions to help you reach your financial goals.
First Tech Rewards Savings
Earn up to 3.00% APY with tiered dividend rates. No monthly fees, free online and mobile banking.
- $25 minimum to open
- No monthly fees
- Free mobile banking
Share Certificates
Lock in great rates from 6 to 60 months. Promotional certificates with even higher yields available.
- $500 minimum
- Terms 6-60 months
- Bump-up options
Auto Loans
Competitive rates for new and used vehicles. No payment for up to 90 days with flexible terms.
- No payment for 90 days
- Up to 84 month terms
- $0 fees
Home Loans
Fixed and adjustable rate mortgages with competitive rates. Get pre-qualified online in minutes.
- Fixed & ARM options
- Easy pre-qualification
- Expert loan officers
Personal Loans
Borrow up to $50,000 with fixed rates and flexible terms. No payment for 45 days.
- Borrow up to $50k
- No application fees
- 45 day grace period
Credit Cards
Rewards cards, low-rate cards, and secured cards to build credit. No annual fee options available.
- Up to 30k bonus points
- No annual fee options
- Rewards on purchases
We Think Differently — Because You Do
Experience the credit union difference with member-first benefits.
Security
Deposits insured up to $250,000 by the NCUA. Round-the-clock fraud monitoring and strong member protections.
Not-for-Profit
As a credit union, we put people over profit. Earnings go back to members in the form of better rates.
Member-Owned
Every member is an owner with voting rights. Governed by a volunteer Board of Directors.
Innovation
Founded by tech pioneers at Hewlett-Packard and Tektronix. We continue to innovate with smart solutions.
Service
Your success is our success. We offer personalized financial services to help you do more with your money.
Convenience
Access your money easily with dozens of locations, 5,600+ shared branches, and 30,000+ surcharge-free ATMs.
Bank here, there, or anywhere
Download the First Tech Mobile App that helps you do it all, no matter where life takes you.
- Transfer funds between accounts
- Deposit checks with e-deposit
- Check account balances in real-time
- Send money with Zelle
- Manage and lock your cards
- Find nearby ATMs and branches
What our members are saying
"First Tech has been my credit union for over 15 years. Their rates are consistently better than traditional banks, and the customer service is exceptional."
"The mobile app makes banking so easy. I can deposit checks, transfer money, and manage my accounts all from my phone. Highly recommend!"
"Got my auto loan through First Tech and the process was seamless. Great rates and no payment for 90 days was a nice bonus."
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